CMS Announces 2025 Premiums and Deductibles for Medicare Parts A and B

The Centers for Medicare & Medicaid Services (CMS) has released information about Medicare costs in 2025, including the 2025 premium, deductible, and coinsurance amounts for Medicare Parts A and B.

In 2025, the standard monthly premium for Medicare Part B will be $185, an increase of $10.30 from the 2024 amount. The deductible for Part B services will be $257, a $17 increase from the deductible of $240 in 2024.

The Part A premium is $0 for the vast majority of beneficiaries. The full premium, which only enrollees over age 65 with fewer than 30 calendar quarters (7.5 years) of work in a job where they or their spouse paid Social Security taxes and certain younger beneficiaries eligible for Medicare due to disability who have exhausted other benefits pay, will be $518 a month. Some people over 65 who have fewer than 40 but more than 30 quarters of coverage will pay a reduced rate of $285 per month.

The Part A inpatient hospital deductible will increase $44 to $1,676 in 2025, and the coinsurance for hospital inpatient days 61-90 will be $419 per day, up from $408. For skilled nursing facility stays, the daily coinsurance for days 21-100 will be $209.50, an increase over the 2024 level of $204.

If you have questions about Medicare changes, please call the DeKalb County Council on Aging at 256-845-8590 and ask for Lynn Hixon or DiAnne Callahan.